
A flexible mid-tier travel rewards card. New accounts are issued on the Discover Network as of Feb 1, 2026; existing Visa Signature cardholders keep Visa until card reissue.
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
Best For: Everyday travel rewards with no foreign transaction fees.
$95/year
New accounts open on the Discover Network as of Feb 1, 2026. Existing Visa Signature cardholders remain on Visa until their card expires and is reissued.

75,000 bonus miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.

Up to $120 every 4 years
Statement credit of up to $120 every 4 years for Global Entry or TSA PreCheck application fees.

0% FX fees
No foreign transaction fees on purchases made abroad.

15+ airline & hotel programs
Transfer miles 1:1 to 15+ airline and hotel loyalty programs.

2 miles / $1
Earn unlimited 2X miles on every purchase.

5 miles / $1
Earn 5X miles on hotels and rental cars booked through Capital One Travel.
Requires: Book through Capital One Travel
Network benefits coming soon — administered at cardholderbenefits.com/capitalone.
Capital One's secure site. Terms & restrictions apply. See rates & fees disclaimer.
LUXE AI publishes independent editorial content to help you understand and use credit card benefits more intelligently. We may earn compensation from partners when you engage with certain offers. Our recommendations are not influenced by card issuers. Our analysis and recommendations are created independently and are not reviewed or influenced by any card issuer prior to publication.
Credit card terms, benefits, and offers are subject to change and may not always reflect the most current information. We encourage readers to verify details directly with the card issuer. Nothing on this site constitutes a guarantee of accuracy, approval, or availability.