Capital One Venture X Rewards
Capital One's flagship premium travel card with a low-for-class $395 annual fee, $300 annual travel credit, 10,000 anniversary bonus miles, and Priority Pass plus Capital One Lounge access.
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
Best For: Premium travel rewards at a relatively low annual fee.
$395/year
Visa Infinite network; new accounts continue on Visa for now.
Card Benefits
Travel
Trip Cancellation & Interruption Insurance
Up to $2,000 per insured person
Reimbursement for non-refundable travel expenses when a covered trip is cancelled or interrupted.
Trip Delay Reimbursement
Up to $500 per ticket
Reimbursement for eligible expenses if a covered trip is delayed more than 6 hours.
Lost Luggage Reimbursement
Up to $3,000 per person
Coverage for checked or carry-on baggage that is lost by a common carrier.
Auto Rental Collision Damage Waiver
Up to $75,000
Secondary coverage for damage or theft of eligible rental vehicles when paid in full with the card.
Travel Accident Insurance
Up to $1,000,000
Accidental death and dismemberment coverage for covered travel paid for with the card.
24/7 Travel & Emergency Assistance
Referral assistance, 24/7
Around-the-clock referral assistance for legal, medical, and travel emergencies (cardholder pays for services).
Lifestyle
Cell Phone Protection
Up to $800 per claim, $50 deductible
Coverage for damage or theft of your cell phone when you pay your monthly wireless bill with the card.
Visa Infinite Concierge
24/7 concierge service
Personal assistance for travel, dining, entertainment, and gift requests, 24/7.
Shop
Purchase Security
90 days / $10,000 per claim / $50,000 per year
Replaces, repairs, or reimburses eligible purchases damaged or stolen within 90 days.
Return Protection
90 days / up to $300 per item
Reimbursement when a retailer won't accept a return of an eligible item within 90 days of purchase.
Extended Warranty Protection
Doubles original manufacturer's warranty
Extends the original manufacturer's warranty on eligible purchases (up to one additional year).
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