Capital One Venture X Rewards
Capital One's flagship premium travel card with a low-for-class $395 annual fee, $300 annual travel credit, 10,000 anniversary bonus miles, and Priority Pass plus Capital One Lounge access.
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
Best For: Premium travel rewards at a relatively low annual fee.
$395/year
Visa Infinite network; new accounts continue on Visa for now.
Card Benefits
Travel
Welcome Offer
75,000 bonus miles
Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening.
$300 Annual Travel Credit
$300 / year
$300 annual credit for bookings made through Capital One Travel.
Requires: Book through Capital One Travel
10,000 Anniversary Miles
10,000 miles / year
Receive 10,000 bonus miles (~$100 in travel) every year starting on your first anniversary.
Global Entry / TSA PreCheck Credit
Up to $120 every 4 years
Statement credit of up to $120 every 4 years for Global Entry or TSA PreCheck application fees.
Hertz President's Circle Status
Top-tier elite status
Complimentary Hertz President's Circle elite status, with car upgrades, faster service, and bonus points.
Requires: Enroll via Capital One's Hertz benefit link
No Foreign Transaction Fees
0% FX fees
No foreign transaction fees on purchases made abroad.
Price Drop Protection
Automatic refund of fare difference
If the price drops on a flight booked through Capital One Travel, you may be refunded the difference.
Requires: Book through Capital One Travel
24-Hour Price Match
Price match guarantee
Capital One Travel price-matches flights within 24 hours of booking.
Requires: Book through Capital One Travel
Cancel for Any Reason
Partial refund as travel credit
Cancel eligible Capital One Travel bookings for any reason and receive up to 75% back as a travel credit.
Requires: Book through Capital One Travel
5X on Flights & Vacation Rentals
5 miles / $1
Earn 5X miles on flights and vacation rentals booked through Capital One Travel.
Requires: Book through Capital One Travel
PRIOR Membership
Complimentary annual membership
Complimentary annual membership to PRIOR, a curated travel community ($149 value).
Requires: Activate via Capital One's partner benefit page
Trip Cancellation & Interruption Insurance
Up to $2,000 per insured person
Reimbursement for non-refundable travel expenses when a covered trip is cancelled or interrupted.
Trip Delay Reimbursement
Up to $500 per ticket
Reimbursement for eligible expenses if a covered trip is delayed more than 6 hours.
Lost Luggage Reimbursement
Up to $3,000 per person
Coverage for checked or carry-on baggage that is lost by a common carrier.
Auto Rental Collision Damage Waiver
Up to $75,000
Secondary coverage for damage or theft of eligible rental vehicles when paid in full with the card.
Travel Accident Insurance
Up to $1,000,000
Accidental death and dismemberment coverage for covered travel paid for with the card.
24/7 Travel & Emergency Assistance
Referral assistance, 24/7
Around-the-clock referral assistance for legal, medical, and travel emergencies (cardholder pays for services).
Lifestyle
2X Miles Everywhere Else
2 miles / $1
Earn unlimited 2X miles on all other purchases.
Cell Phone Protection
Up to $800 per claim, $50 deductible
Coverage for damage or theft of your cell phone when you pay your monthly wireless bill with the card.
Visa Infinite Concierge
24/7 concierge service
Personal assistance for travel, dining, entertainment, and gift requests, 24/7.
Stay
10X on Hotels & Rentals
10 miles / $1
Earn 10X miles on hotels and rental cars booked through Capital One Travel.
Requires: Book through Capital One Travel
Shop
Purchase Security
90 days / $10,000 per claim / $50,000 per year
Replaces, repairs, or reimburses eligible purchases damaged or stolen within 90 days.
Return Protection
90 days / up to $300 per item
Reimbursement when a retailer won't accept a return of an eligible item within 90 days of purchase.
Extended Warranty Protection
Doubles original manufacturer's warranty
Extends the original manufacturer's warranty on eligible purchases (up to one additional year).
Membership Clubs
Capital One Lounge & Landing Access
Unlimited complimentary visits
Unlimited complimentary access to Capital One Lounges and Capital One Landing locations for the primary cardholder.
Priority Pass Select
1,300+ lounges worldwide
Complimentary Priority Pass Select membership with access to 1,300+ lounges.
Requires: Enroll via Capital One's Priority Pass benefit link
The Cultivist Membership Discount
50% off Enthusiast tier
50% off The Cultivist's Enthusiast tier membership, offering curated access to museums and galleries worldwide.
Requires: Activate via Capital One's partner benefit page
Things to know
- Authorized User Lounge Access Fee: Effective Feb 1, 2026: authorized users incur a $125 annual fee for Capital One Lounge access.
- Complimentary Lounge Guests Threshold: Effective Feb 1, 2026: complimentary lounge guests require $75,000 in annual spend on the card; otherwise standard guest fees apply.
Entertainment
5X on Capital One Entertainment
5 miles / $1
Earn 5X miles on Capital One Entertainment purchases.
Capital One's secure site. Terms & restrictions apply. See rates & fees disclaimer.
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