Chase Sapphire Preferred® Card
A versatile mid-tier travel card earning 5X on Chase Travel, 3X on dining and streaming, 2X on all other travel. Features $50 annual hotel credit through Chase Travel, complimentary DashPass, 10% anniversary points bonus, and access to 1:1 transfer partners.
Earn 75,000 bonus points after spending $5,000 in the first 3 months from account opening.
Best For: Travelers who want excellent value with transferable points, solid travel protections, and a low annual fee
$95/year
Card Benefits
Dine
3x Points on Dining Worldwide
3x points
Three points per dollar at restaurants globally, including takeout and eligible delivery services.
Travel
3x Points on Vacation Rentals
3x points
Three points per dollar on stays at Airbnb, Vrbo and other top vacation-rental brands — new with the 2026 refresh.
2x Points on Travel Worldwide
2x points
Two points per dollar on travel beyond Chase Travel — airfare, hotels, taxis, trains and transit anywhere in the world.
$100 Annual Chase Travel Hotel Credit
Up to $100
Statement credits worth up to $100 each anniversary year when you book hotel stays through Chase Travel — new with the 2026 refresh, replacing the prior $50 credit.
Global Entry, TSA PreCheck or NEXUS Credit
Up to $120
Up to $120 in statement credits every four years when you apply for Global Entry, TSA PreCheck or NEXUS with your card — new with the 2026 refresh.
Emergency Evacuation & Transportation
Up to $100,000
Coverage up to $100,000 for emergency medical evacuation and transportation when you are injured or sick on a trip 100+ miles from home — new with the 2026 refresh.
Primary Auto Rental Coverage
Up to $60,000
Decline the rental company collision insurance and charge the full rental to the card. Primary coverage reimburses up to $60,000 for theft and collision on most rentals with an MSRP of $125,000 or less.
Trip Cancellation & Interruption Insurance
Up to $10,000 / traveler
Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable expenses when your trip is canceled or cut short by a covered reason.
Trip Delay Reimbursement
Up to $500
Up to $500 per covered traveler for meals, lodging and other unreimbursed expenses when your common-carrier travel is delayed more than 12 hours or requires an overnight stay.
Baggage Delay Insurance
Up to $100 / day
Up to $100 per day for five days for essentials like toiletries and clothing when your checked baggage is delayed more than six hours.
Lost Luggage Reimbursement
Up to $3,000 / traveler
Reimbursement up to $3,000 per covered traveler to repair or replace checked or carry-on baggage lost, damaged or stolen during a covered trip.
Travel Accident Insurance
Up to $500,000
Up to $500,000 in accidental death or dismemberment coverage when you charge your air, bus, train or cruise transportation to the card.
No Foreign Transaction Fees
0% FX fees
Zero foreign transaction fees on every purchase made abroad — spend $5,000 internationally and skip $150 in fees you would pay on most cards.
Points Boost — Up to 1.5x on Chase Travel
Up to 1.5x
Points are worth up to 1.5x on top-booked hotels and select airline flights through Chase Travel. Offers rotate, so check Chase Travel search results often.
14 Airline & Hotel Transfer Partners
1:1 transfers
Transfer Ultimate Rewards points 1:1 to 10 airlines and 4 hotel programs. World of Hyatt now transfers at 4:3 — pre-June 15, 2026 accounts keep the legacy 1:1 ratio through September 30, 2026.
Lifestyle
3x Points on Streaming Services
3x points
Three points per dollar on eligible top streaming subscriptions — Netflix, Spotify, Disney+, Hulu and more.
Apple TV+ — 1 Year Complimentary
$156 value
A complimentary one-year Apple TV+ subscription worth $156 — new with the 2026 refresh. Distinct from the Reserve Apple bundle, which adds Apple Music.
$120 DashPass Membership — Preferred
$120 value
A complimentary one-year DashPass membership on DoorDash and Caviar worth $120, plus up to $10 off each calendar month on a non-restaurant order — groceries, beauty, electronics and more.
5x Points on Peloton — Preferred
5x points
Earn five total points per dollar on Peloton equipment and accessory purchases over $150 — Bikes, Treads and Row+ included. Caps at 25,000 bonus points.
5x Points on Lyft — Preferred
5x points
Five total points per dollar on Lyft — rideshare, bikes, scooters, and subscription and membership products purchased in the Lyft app.
Extended Warranty Protection — Preferred
+1 year
Adds one year to the manufacturer US warranty on eligible warranties of three years or less — up to four years of coverage from the purchase date.
Purchase Protection — Preferred
Up to $500 / item
Covers eligible new purchases for 120 days against damage or theft — up to $500 per item and $50,000 per account.
Earning Rates
5x Points on Chase Travel
5x points
Earn five points per dollar on flights, hotels, rental cars, cruises, activities and tours booked through Chase Travel — the highest earn rate on the card.
3x Points on Gas & EV Charging
3x points
Three points per dollar at the pump and at EV charging stations — new with the 2026 refresh.
3x Points on Online Groceries
3x points
Three points per dollar on online grocery purchases. Excludes Target, Walmart and wholesale clubs.
1x Points on Everything Else
1x points
One point per dollar as the base earn rate on every other purchase.
Network benefits coming soon — administered at cardholderbenefits.com/capitalone.
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