Chase Sapphire Reserve®
A premium travel card earning 8X points on Chase Travel, 4X on direct flights/hotels, 3X on dining. Features $300 annual travel credit, $500 The Edit hotel credit, $300 dining credit at Exclusive Tables, Priority Pass + Chase Sapphire Lounge access, and Points Boost redemption up to 2X.
Earn 125,000 points after you spend $6,000 in purchases in the first 3 months from account opening*
Best For: Premium travelers who want flexible Ultimate Rewards points, extensive lounge access, and comprehensive travel protections
$795/year
Card Benefits
Dine
Chase Sapphire Reserve — Exclusive Tables
$300
Exclusive primetime reservations at a curated selection of top restaurants on OpenTable, plus up to $300 in annual dining statement credits ($150 per 6-month period).
Access to Exclusive Tables
Reservations at a curated list of restaurants, exclusively available to cardmembers.
$300 Exclusive Table Credits
$300
Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for dining at restaurants that are part of the Sapphire Reserve Exclusive Tables program.
Travel
Travel Designers
Bespoke Itinerary Service — Up to $300 per Trip
Work one-on-one with a dedicated travel designer to craft a fully personalized itinerary, unlocking exclusive experiences and gems around the world. This bespoke service is valued at up to $300 per trip.
$850+ in Global Lounge Access
$850+ in Global Lounge Access
Elevate every journey with complimentary access to Chase Sapphire Lounges by The Club and 1,300+ Priority Pass™ lounges worldwide. With entry for you and up to two guests, the value exceeds $850 annually when used throughout the year.
Priority Pass™ Membership
Complimentary Priority Pass™ Membership
Access to 1,300+ airport lounges worldwide included with your Chase Sapphire Reserve card.
Trip Cancellation & Interruption Insurance
Up to $2,000 per insured person
Reimbursement for non-refundable travel expenses when a covered trip is cancelled or interrupted.
Trip Delay Reimbursement
Up to $500 per ticket
Reimbursement for eligible expenses if a covered trip is delayed more than 6 hours.
Lost Luggage Reimbursement
Up to $3,000 per person
Coverage for checked or carry-on baggage that is lost by a common carrier.
Auto Rental Collision Damage Waiver
Up to $75,000
Secondary coverage for damage or theft of eligible rental vehicles when paid in full with the card.
Travel Accident Insurance
Up to $1,000,000
Accidental death and dismemberment coverage for covered travel paid for with the card.
24/7 Travel & Emergency Assistance
Referral assistance, 24/7
Around-the-clock referral assistance for legal, medical, and travel emergencies (cardholder pays for services).
Lifestyle
$288 in Apple TV+ & Apple Music Access
$288 in Apple TV+ & Apple Music Access
Enjoy complimentary access to Apple TV+, the home of Apple Originals, plus Apple Music across all your devices. Subscriptions run through June 22, 2027, with a combined value of $288 annually.
$120 DashPass Membership
$120 DashPass Membership
Receive complimentary DashPass membership for 12 months, unlocking $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by December 31, 2027.
Cell Phone Protection
Up to $800 per claim, $50 deductible
Coverage for damage or theft of your cell phone when you pay your monthly wireless bill with the card.
Visa Infinite Concierge
24/7 concierge service
Personal assistance for travel, dining, entertainment, and gift requests, 24/7.
Stay
IHG® One Rewards Platinum Elite Status
Complimentary Platinum Elite Status
Get complimentary IHG One Rewards Platinum Elite Status with your Sapphire Reserve card through December 31, 2027.*
Shop
Purchase Security
90 days / $10,000 per claim / $50,000 per year
Replaces, repairs, or reimburses eligible purchases damaged or stolen within 90 days.
Return Protection
90 days / up to $300 per item
Reimbursement when a retailer won't accept a return of an eligible item within 90 days of purchase.
Extended Warranty Protection
Doubles original manufacturer's warranty
Extends the original manufacturer's warranty on eligible purchases (up to one additional year).
Earning Rates
8x Points on Chase Travel
8x points
Earn 8x total points on all purchases through Chase Travel, including The Edit℠
4x Points on Flights & Hotels
4x points
Earn 4x total points on flights and hotels booked directly with airlines and hotels
3x Points on Dining
3x points
Earn 3x total points on dining worldwide
1x Points on All Other Purchases
1x points
Earn 1x point per dollar on all other purchases
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