Delta SkyMiles® Gold Business American Express Card
The Delta SkyMiles® Gold Business American Express Card is built for entrepreneurs who run their business on the move. Earn 2X miles on Delta purchases, at restaurants worldwide, on U.S. shipping, and on U.S. advertising in select media (each up to $50,000 per calendar year), plus 1X on everything else. Business owners get a free first checked bag on Delta-operated flights for the cardmember and up to nine companions, Zone 5 priority boarding, 20% back on in-flight purchases, a $200 Delta flight credit after $10,000 in annual spend, a new $150 Delta Stays credit on prepaid hotel and vacation rental bookings at delta.com/stays, and a $120 annual rideshare credit across Uber, Lyft, Curb, and Alto.
Earn 90,000 bonus miles after $6,000 in eligible purchases within the first 6 months. (Current welcome offer as of June 2026 — offers rotate.)
Best For: Small-business owners who fly Delta and want to earn extra miles on shipping, advertising, and dining while keeping a low annual fee.
$150/year
Card Benefits
Travel
Complimentary 2nd Checked Bag
Free second bag, domestic
Starting summer 2026, eligible Delta SkyMiles Gold Business Card Members receive a complimentary second checked bag on domestic Delta or Delta Connection-operated flights — applies once per direction of travel.
$200 Delta Flight Credit
$200 eCredit after $10K annual spend
Cross $10,000 in eligible business spend per calendar year and Delta credits a $200 eCredit to your SkyMiles account for any Delta-marketed flight booked on delta.com.
$120 Rideshare Credit
$10/mo on Uber, Lyft, Curb, Alto
Get up to $10 per month in statement credits across Uber, Lyft, Curb, and Alto starting 12 months after card opening. Authorized account managers can enroll on behalf of the business.
Complimentary 1st Checked Bag
Free first bag on Delta-operated flights
Free first checked bag for the basic cardmember and up to nine companions on the same Delta-marketed, Delta-operated reservation when your SkyMiles number is included.
Zone 5 Priority Boarding
Board earlier on Delta
Board with Zone 5 on Delta and Delta Connection® operated flights — valid for up to nine companions traveling on the same reservation.
20% Back on In-Flight Purchases
20% statement credit
20% back as a statement credit on eligible in-flight food and beverage purchases on Delta-operated flights when charged to the card.
TakeOff 15
15% off award mileage
At least 15% off the mileage portion of Award Tickets booked on delta.com or the Fly Delta app for Delta and Delta Connection-operated flights.
No Foreign Transaction Fees
0% on purchases abroad
Charge international business purchases without Amex foreign transaction fees — typically saves about 3% versus competing business cards.
Pay with Miles
Redeem in 5,000-mile increments
Use SkyMiles in 5,000-mile increments to cover all or part of an eligible Delta fare on delta.com — generally $50 in value per 5,000 miles.
Global Assist® Hotline
24/7 travel hotline
Call Global Assist® for medical, legal, and travel referrals when you're 100+ miles from home — coordination at no charge, third-party service costs apply.
Baggage Insurance Plan
Coverage for lost or damaged bags
Underwritten baggage insurance applies when the full fare is charged to the card on common carriers — subject to additional terms.
Car Rental Loss & Damage Insurance
Secondary CDW coverage
Charge the full rental to the card and decline the counter's CDW — secondary collision and theft coverage applies, underwritten by AMEX Assurance Company.
Dine
2X Miles at Restaurants Worldwide
2X miles dining out
Earn 2 miles per dollar at restaurants worldwide on client meals, team dinners, and travel-day food.
Lifestyle
Extended Warranty
+1 yr on eligible manufacturer warranties
Up to one additional year of warranty protection on top of eligible U.S. manufacturer warranties of five years or less when charged to the card.
Stay
$150 Delta Stays Credit
Up to $150/yr on prepaid hotel bookings
Earn up to $150 in statement credits per calendar year on new Delta Stays prepaid hotel or vacation rental bookings made at delta.com/stays — a benefit added in the June 2026 refresh.
Lowest Hotel Rates Guarantee
Price match on amextravel.com
Book on amextravel.com or the Amex Travel App™ and Amex refunds the difference if the same room is later found cheaper online before taxes and fees.
Earning Rates
2X Miles on Delta Purchases
2X on Delta
Earn 2 miles per dollar on Delta Purchases — delta.com bookings, Fly Delta app, ticket counters, upgrades, seat selection, Sky Club membership, and Delta Vacations® packages.
2X Miles on U.S. Shipping
2X up to $50,000/yr
Earn 2 miles per dollar on shipping purchases at U.S. couriers, postal services, and freight providers — capped at $50,000 in purchases per calendar year per card account.
2X Miles on U.S. Advertising
2X up to $50,000/yr
Earn 2 miles per dollar on eligible U.S. online, TV, and radio advertising purchases from U.S.-based media providers — capped at $50,000 per calendar year per card account.
Entertainment
Amex Venue Collection — Concessions Credit
10% back, up to $250/yr
10% back, up to $250 per calendar year, on food and beverage concessions at participating American Express Venue Collection™ stadiums and arenas. Enrollment required.
Amex Venue Collection — Entrances & Fast Lanes
Card-member entrances
Skip the line at participating American Express Venue Collection™ stadiums and arenas using dedicated Card Member entrances and fast lanes.
Amex Presale & Reserved Tickets®
Pre-public ticket access
Get early access to Amex Presale Tickets® and Amex Reserved Tickets® for concerts, theater, and sports events at americanexpress.com/entertainment.
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