Delta SkyMiles® Platinum Business American Express Card
The Delta SkyMiles® Platinum Business American Express Card delivers the perk Delta loyalists love most — an annual Domestic Main Cabin Companion Certificate — alongside business-grade earning. Earn 3X miles on Delta purchases and at hotels booked directly, 1.5X on eligible purchases of $5,000 or more (up to 50,000 additional miles per year), and 1X on everything else. Other highlights include first and second checked bag free on Delta-operated flights, a $200 Delta Stays credit, $240 Resy credit ($20/month), $2,500 MQD Status Boost, complimentary Zone 5 Priority Boarding, 15 Delta Sky Club® visits per year, 20% back on in-flight purchases, and TakeOff 15 for 15% off Award Travel.
Earn 90,000 bonus miles after $6,000 in eligible purchases within the first 6 months. (Current welcome offer as of June 2026 — offers rotate.)
Best For: Business owners who fly Delta and want an annual Domestic Main Cabin Companion Certificate, accelerated MQD earning, and elevated earn on hotels.
$350/year
Card Benefits
Travel
Annual Companion Certificate
Domestic Main Cabin Companion Certificate
Each year on your card anniversary, receive a Companion Certificate good for a Domestic Main Cabin round-trip on Delta — pay only taxes and fees of up to $80. Companion Certificates can now also be applied toward the eligible flight portion of select Delta Vacations packages.
Complimentary 1st Checked Bag
Free first bag on Delta-operated flights
Free first checked bag for the cardmember and up to nine companions on the same Delta reservation.
Complimentary 2nd Checked Bag
Free second bag, domestic
Free second checked bag on domestic Delta and Delta Connection-operated itineraries.
15 Delta Sky Club Visits
15 visits per year
Receive 15 Delta Sky Club® visits per Medallion Qualification Year when flying Delta-marketed flights.
Zone 5 Priority Boarding
Board earlier on Delta
Zone 5 Priority Boarding on Delta and Delta Connection-operated flights, valid for up to nine companions on the same reservation.
Status Boost — $2,500 MQD Headstart
MQD Headstart toward Medallion Status
Earn 2,500 MQDs at the start of each Medallion Qualification Year toward Delta elite status.
20% Back on In-Flight Purchases
20% statement credit
20% back as a statement credit on eligible in-flight food and beverage purchases on Delta-operated flights.
TakeOff 15
15% off award mileage
At least 15% off the mileage portion of Award Tickets on Delta and Delta Connection-operated flights booked at delta.com.
No Foreign Transaction Fees
0% on purchases abroad
No foreign transaction fees on international purchases — saves about 3% on overseas business spend.
Pay with Miles
Redeem in 5,000-mile increments
Use SkyMiles in 5,000-mile increments to pay eligible Delta fares on delta.com.
Trip Delay Insurance
Up to $500/trip
Up to $500 per covered trip in reimbursement when a covered trip is delayed more than 12 hours.
Global Assist® Hotline
24/7 travel hotline
24/7 medical, legal, and travel referrals when 100+ miles from home.
Baggage Insurance Plan
Coverage for lost or damaged bags
Underwritten baggage insurance applies when the full fare is charged to the card on common carriers.
Car Rental Loss & Damage Insurance
Secondary CDW coverage
Secondary collision and theft coverage on eligible rentals charged to the card.
Dine
$240 Resy Credit
Up to $20/month at U.S. Resy restaurants
Up to $20 per month in statement credits ($240/year) on eligible U.S. Resy restaurant purchases. Enrollment required.
Lifestyle
Extended Warranty
+1 yr on eligible manufacturer warranties
Adds up to one additional year on top of eligible U.S. manufacturer warranties of five years or less.
Stay
$200 Delta Stays Credit
Up to $200/yr on prepaid Delta Stays
Up to $200 in statement credits per calendar year on new Delta Stays prepaid hotel and vacation rental bookings at delta.com/stays.
3X Miles at Hotels
3X at hotels booked direct
Earn 3 miles per dollar on hotels booked directly with the property — strong return for business travel outside Delta Stays.
Lowest Hotel Rates Guarantee
Price match on amextravel.com
Refund of the difference if a qualifying amextravel.com hotel rate is later found cheaper online before taxes and fees.
Experiences
Premium Events Collection™
Curated experiences
Curated dining, entertainment, fashion, and sports experiences only available to Platinum® and Centurion® Card Members.
Earning Rates
3X Miles on Delta Purchases
3X on Delta
Earn 3 miles per dollar on Delta Purchases — flights, in-flight purchases, Sky Club membership, and Delta Vacations® packages.
1.5X Miles on Purchases $5,000+
1.5X after single $5K+ purchase
Earn 1.5X miles on eligible purchases of $5,000 or more, up to 50,000 bonus miles per calendar year — built for big invoices.
Entertainment
Amex Venue Collection — Concessions Credit
10% back, up to $250/yr
10% back, up to $250 per calendar year, on food and beverage concessions at participating American Express Venue Collection™ venues. Enrollment required.
Amex Venue Collection — Entrances & Fast Lanes
Card-member entrances
Use Card Member entrances and fast lanes at participating American Express Venue Collection™ stadiums and arenas.
Amex Presale & Reserved Tickets®
Pre-public ticket access
Early purchase access to Amex Presale Tickets® and Amex Reserved Tickets® for concerts, theater, and sports.
American Express's secure site. Terms & restrictions apply. See rates & fees disclaimer.
LUXE AI publishes independent editorial content to help you understand and use credit card benefits more intelligently. We may earn compensation from partners when you engage with certain offers. Our recommendations are not influenced by card issuers. Our analysis and recommendations are created independently and are not reviewed or influenced by any card issuer prior to publication.
Credit card terms, benefits, and offers are subject to change and may not always reflect the most current information. We encourage readers to verify details directly with the card issuer. Nothing on this site constitutes a guarantee of accuracy, approval, or availability.